What should I do if the at-fault party does not have insurance?

If you have been injured in an accident in Georgia caused by an at-fault party that does not have insurance, you have several options available to you for seeking compensation for your injuries and other damages. Your first option is to file a lawsuit directly against the at-fault party for damages. Georgia is a "fault" state for personal injury, meaning that an injured party can sue the responsible party for their damages, even if they do not have insurance. This option is often the most difficult and costly course of action, as you will need to hire a lawyer and the process can take a long time. Another option available to you is to file a claim with the Georgia Uninsured Motorist Fund. This fund is designed to help injured parties who were not at fault in an accident and were hit by an uninsured driver. You must file a claim within two years of the accident to be considered. Finally, you can file a claim with your own insurance company. In Georgia, it is required for all drivers to have uninsured motorist coverage for their vehicles. This coverage can be used to help make up for any damages you have suffered due to being hit by an uninsured driver. However, it is important to keep in mind that your insurance premium can go up as a result of a claim being filed. Regardless of which option you choose, it is important to contact an experienced personal injury lawyer to discuss your legal rights and options. They can help you understand the best course of action and ensure that you receive the compensation you deserve.

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What should I do if the at-fault party does not have insurance?

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