What should I do if the at-fault party does not have insurance?

If the at-fault party does not have insurance, there are a few options to seek compensation for your injuries. First, you can pursue a claim against the at-fault party directly. This involves filing a lawsuit in court and establishing that the other party was negligent in causing your injury. In Maine, you have up to six years from the date of the accident to file a personal injury case in court. Second, you may be able to pursue a claim against your own insurance company. In Maine, uninsured/underinsured motorist coverage is required for all liablity policies issued. Therefore, if you have such a policy, you can file a claim with your own insurer to help cover your medical expenses or other losses. Third, you may seek damages from a third party that is not an insurance company. For example, if the at-fault party owns a business, you may be able to pursue a claim against that business. Finally, if your injuries are very serious, you may be able to seek compensation through a personal injury trust fund. A trust fund is a fund created for the purpose of providing compensation to injured individuals in cases in which the at-fault party does not have insurance. No matter what option you choose, it is important to seek legal advice from an experienced personal injury attorney. An attorney can help you understand your rights and ensure that you are properly compensated for your injury.

Related FAQs

What if I'm injured in a hit-and-run accident?
What are the most common causes of personal injury accidents?
How can I calculate the value of my pain and suffering?
How can I prove my lost wages due to an injury?
What is the difference between a personal injury claim and a lawsuit?
What is vicarious liability and how can it apply to my case?
How can I tell if I have a valid personal injury claim?
What if I don't have enough money to pay my medical bills?
How much will I have to pay my lawyer if I win my case?
What kind of evidence will help me win my case?

What should I do if the at-fault party does not have insurance?

Related FAQs

Related Blog Posts