What should I do if the at-fault party does not have insurance?

If the at-fault party does not have insurance, it can be difficult to obtain compensation for your injuries. However, you may still be able to recover damages in certain circumstances. If the at-fault party is an individual, then you should consider filing a personal injury lawsuit. This involves filing a claim against the at-fault person and arguing that they are liable for your injuries. You should be aware that the at-fault person may not have the financial resources to pay for your medical bills and other expenses related to the accident. If the at-fault party is a business, then you can seek compensation through the business’s insurance policy. The business should carry insurance—otherwise, they may be violating Massachusetts law. Your lawyer will be able to review the policy and determine if the business has sufficient coverage to hold them liable for your injuries. If the at-fault party is a government entity, then you may be able to pursue a claim through the Massachusetts Tort Claims Act. This process involves filing a Notice of Claim with the governmental agency, explaining the events that led to your injuries. In all cases, it is important to consult with an experienced personal injury attorney to discuss your options for obtaining compensation. An attorney will be able to evaluate the facts of your case and advise you on how best to pursue a claim for damages.

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What should I do if the at-fault party does not have insurance?

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