What happens if an airline does not have enough insurance to cover the costs of a plane crash?
In Maryland, if an airline does not have enough insurance to cover the costs of a plane crash, the airline may be held liable for damages through a lawsuit. If the airline does not have enough insurance coverage to pay for the damages, the injured victims or their families may file a lawsuit against the airline to seek compensation for their losses. In a lawsuit, the injured victims or their families must prove that the airline was negligent or at-fault in the accident, and that their losses were caused by this negligence. If the court finds that the airline is legally responsible for the accident and the resulting damages, the court may order the airline to pay monetary damages to the victims or their families. This could include compensation for medical expenses, lost wages, pain and suffering, and other costs associated with the accident. Depending on the circumstances, the court may also award punitive damages to punish the airline for its behavior. However, if an airline does not have sufficient insurance coverage, it may not be able to pay all of the damages that a court orders and the victims or their families may have to accept a reduced amount of compensation. In some cases, the victims or their families may be able to pursue a claim against other parties (such as the plane manufacturer, airports, etc.) for additional compensation. Regardless, it is important for airlines to maintain proper insurance coverage to ensure they can cover the costs of a plane crash, if one occurs.
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