Does aviation liability insurance cover all plane crash cases?

No, aviation liability insurance does not cover all plane crash cases. Generally, this type of insurance covers damage resulting from aircraft flying, taking off, and landing. It typically provides coverage for bodily injury and property damage caused by aircraft-related negligence and may also provide certain coverage for passenger liability or third-party property damage. However, there are certain types of plane crash cases which are not covered by aviation liability insurance. For example, if a plane crash is caused by a mechanical failure or an act of terrorism, the policy may not provide coverage. Additionally, aviation liability insurance does not cover damage caused by the pilot’s negligence. In Michigan, aircraft operators are generally required to maintain liability insurance for any aircraft they operate. The minimum coverage required in Michigan is $50,000 for each passenger carried in the aircraft, $100,000 total for all passengers, and $1 million for any third-party property damage. Because aviation liability insurance does not cover all potential causes of plane crashes, it is important for aircraft operators to consult with their insurance agent to ensure they have the appropriate coverage for their needs. Additionally, the Federal Aviation Administration (FAA) also regulates aircraft safety and publishes additional guidance on insurance requirements for the operation of aircraft.

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