What is the difference between general and professional liability law?
General liability law is a set of legal rules governing the liability of individuals and businesses for any harm caused to other individuals or businesses. It covers a variety of potential exposures ranging from the construction of a structure to providing products or services. These rules provide guidance to companies on how to handle claims and protect their rights in the event of a dispute or lawsuit. Professional liability law, on the other hand, is a subset of general liability law that specifically applies to professionals such as doctors, lawyers, and accountants. These rules provide protection for professionals who are held liable for any negligence or misconduct in the course of performing their duties. If a claim is successfully brought against a professional for negligence or misconduct, the professional can be held responsible for compensating the injured party. The main difference between the two types of law is that general liability law is more broad, covering a variety of activities and events, while professional liability law is more specific and applies only to professional services. Additionally, the level of accountability differs depending on the type of liability law being applied. Under general liability law, individuals and businesses can be held accountable for any harm they cause to another due to negligence, while under professional liability law, the professional can be held accountable for any negligent or misconduct in the course of performing their professional duties.
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