How does professional liability law protect a professional from potential claims?

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What are the consequences for failing to comply with professional liability law?
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Are there any special considerations for professions that require professional liability insurance?
What is the difference between a breach of confidence and a breach of professional liability law?
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What is the difference between a breach of professional ethics and a breach of professional liability law?
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How does a professional determine what type of professional liability insurance coverage to purchase?
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