How does professional liability law protect a professional from potential claims?

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How does a professional determine what type of professional liability insurance coverage to purchase?
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What type of professional is subject to professional liability law?
What are the consequences for failing to comply with professional liability law?
What is the role of the professional liability insurer in a professional negligence claim?
What is the difference between a breach of professional duty and a breach of professional liability law?
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Is it possible to settle a professional negligence claim out of court?

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