What types of negligence claims do professional liability laws cover?

Professional liability law in North Carolina covers negligence claims that arise from the professional negligence of a person providing a professional service. Professional negligence is when a person fails to exercise the degree of skill and care that a reasonably prudent professional in the same profession would exercise in similar circumstances. This means that the professional has failed to meet the accepted standard of practice, and this failure has resulted in some form of harm or damages to someone else. Specifically, professional liability laws may cover claims of medical malpractice, acts of negligence by architects or engineers, errors or omissions in the investment advice provided by financial planners, and breach of fiduciary duties of trust and estate advisors. In addition, the law covers negligent acts or omissions of lawyers, including breach of contract, negligence in representing a client in court, and mistakes in the preparation of legal documents. The North Carolina law also provides protection from libel and slander that may occur in the profession, as well as damages caused by negligent misrepresentation or false advertising. Lastly, the law may cover product liability claims for products or services that are provided by professionals. Overall, professional liability law in North Carolina is meant to protect the public from the negligence of professionals by providing a legal remedy if harm or damages are suffered.

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