Is professional liability insurance required for any profession?

In Tennessee, professional liability insurance is typically not required by law for any profession—although some professions may have specific regulations that apply to them. Professional liability insurance provides coverage for incidents related to negligence, errors, or omissions that a professional may commit while providing services to a client. However, some professions may require their members to carry professional liability insurance in order to practice. For example, most healthcare professionals and lawyers in Tennessee must have professional liability insurance. This is because they can be held liable for any injury or damage that may occur to their clients while they are providing services. In some cases, a professional may be required to carry professional liability insurance as part of their contract with a company or client. Depending on the terms of the contract, a professional may need to have a certain level of coverage in order to perform the service, and may be required to show proof of coverage before beginning work. In summary, professional liability insurance is not a requirement for all professions in Tennessee. However, certain professions may have specific regulations regarding the need for professional liability insurance, and some contracts may require a professional to carry a certain level of coverage.

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