What are the consequences of breaching professional liability law?

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What types of professional negligence claims do professional liability laws cover?
Are there any differences in the application of professional liability law across different jurisdictions?
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Is it possible to settle a professional negligence claim out of court?
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What are the elements of proof needed to establish a professional negligence claim?
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How does a professional determine an appropriate amount of professional liability insurance coverage?
When is a professional considered to be liable for professional negligence?

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