What is the difference between an act of malpractice and a breach of professional liability law?

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Is a professional liable for damages resulting from professional negligence even if no actual harm occurred?
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How does a professional determine the amount of liability insurance coverage needed?
What is the burden of proof in a professional negligence claim?
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How do professional liability laws differ from other types of liability laws?
What is the difference between a breach of fiduciary duty and a breach of professional liability law?
What defenses are available to professionals accused of professional negligence?
Is it possible to settle a professional negligence claim out of court?
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