Are there any advantages to carrying professional liability insurance?

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What are the different types of damages that can be recovered in a professional negligence claim?
Are there any special considerations for professions that require professional liability insurance?
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Is professional liability insurance always necessary for a professional?
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What type of evidence can a professional use to prove a professional negligence claim?
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Is a professional liable for damages resulting from professional negligence even if no actual harm occurred?
What is the definition of a professional negligence claim?
What kind of damages can be recovered in a professional negligence claim?

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