What is the definition of professional negligence?

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What is the standard of care required of a professional in a professional liability law dispute?
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What is the definition of professional negligence?
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Are there any limitations on damages that can be recovered in a professional negligence claim?
What is the purpose of professional liability insurance?
Is a professional liable for damages resulting from professional negligence even if no actual harm occurred?
Are there any statutes of limitations that apply to professional negligence claims?
What clauses are included in a professional liability insurance policy?

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