Are there any exceptions to professional liability insurance?

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How does a professional determine the right type of professional liability insurance coverage?
Are there any statutes of limitations that apply to professional negligence claims?
When is a professional considered to be liable for professional negligence?
How do professional liability laws differ from other types of liability laws?
What is the difference between a breach of contract and a breach of professional liability law?
What is the statute of limitations for professional negligence claims?
Is a professional liable for damages resulting from professional negligence even if no actual harm occurred?
What is the difference between direct and vicarious liability in professional liability law?
When is a professional held liable for damages resulting from a breach of professional liability law?
What are the consequences of a professional being found liable for professional negligence?

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