What type of damages can a professional be liable for in a professional negligence claim?

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Is a professional liable for damages resulting from professional negligence even if no actual harm occurred?
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How does a professional determine the amount of liability insurance coverage needed?
How do professional liability laws differ from other types of liability laws?
Are there any advantages to carrying professional liability insurance?
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Is it possible to settle a professional negligence claim out of court?
What is the definition of a professional negligence claim?

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