How does a professional determine what type of professional liability insurance coverage to purchase?

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Is professional liability insurance always necessary for a professional?
When is a professional held liable for damages resulting from a breach of professional liability law?
What is the difference between a breach of contract and a breach of professional liability law?
What should a professional do if they believe they are being sued for professional negligence?
What kind of damages can be recovered in a professional negligence claim?
What types of professionals are subject to professional liability law?
How does professional liability law protect a professional from potential claims?
What are the different types of damages that can be recovered in a professional negligence claim?
Are there any differences between professional negligence and ordinary negligence?
What is the definition of a professional in a given situation?

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