How does a professional determine what type of professional liability insurance coverage to purchase?

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What is the difference between professional indemnity insurance and professional liability insurance?
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How do professional liability laws differ from other types of liability laws?
When is a professional liable for damages resulting from professional negligence?
Are there any statutes of limitations that apply to professional negligence claims?
What is the difference between a claim of vicarious liability and a claim of professional negligence?
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What are the legal requirements for filing a professional negligence claim?
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What types of negligence claims do professional liability laws cover?

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