What is the legal definition of a "professional" in a given situation?

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What is the definition of a professional in a given situation?
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Are there any exceptions to professional liability insurance?
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What is the difference between a claim of professional negligence and a claim of vicarious liability?
Is professional liability insurance always necessary for a professional?
What is the standard of care required of a professional in a professional liability law dispute?
What is the purpose of professional liability insurance?
What is the difference between a breach of duty of care and a breach of professional liability law?

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