What is the reason for the existence of professional liability law?

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What types of negligence claims do professional liability laws cover?
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What is the standard of care expected of professionals in a given situation?
What is the difference between direct and vicarious liability in professional liability law?
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What is the difference between general and professional liability law?
What is the process for filing a professional negligence claim?
What is the difference between negligent and intentional acts of professional negligence?
What is the difference between a breach of duty of care and a breach of professional liability law?
How does a professional determine the right amount of professional liability insurance coverage?

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