Are there any differences in the application of professional liability law across different jurisdictions?

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Are there any exceptions to professional liability insurance?
Is professional liability insurance always necessary for a professional?
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What is the difference between a breach of duty of care and a breach of professional liability law?
Is it possible to settle a professional negligence claim out of court?
How does a professional determine an appropriate amount of professional liability insurance coverage?
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What is the statute of limitations for professional negligence claims?
What is the difference between direct and vicarious liability in professional liability law?
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