Is a professional liable for damages resulting from professional negligence even if no actual harm occurred?

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How does a professional determine the amount of professional liability insurance coverage needed?
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Are there any exceptions to professional liability insurance?
Are there any differences between professional negligence and ordinary negligence?
What is the legal definition of a "professional" in a given situation?
What is the standard of care expected of professionals in a given situation?
Is it possible to settle a professional negligence claim out of court?
How does professional liability law vary from jurisdiction to jurisdiction?
Are there any legal defenses available to professionals when sued for professional negligence?
Is a professional liable for damages resulting from their own acts of professional negligence?

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