What rights does a professional have when being sued for professional negligence?

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How does a professional determine what type of professional liability insurance coverage to purchase?
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Are there any special considerations for professions that require professional liability insurance?
Is it possible to settle a professional negligence claim out of court?
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What clauses are included in a professional liability insurance policy?
What is the difference between a breach of professional ethics and a breach of professional liability law?
How do professional liability laws differ from other types of liability laws?
How does a professional determine an appropriate amount of professional liability insurance coverage?

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