What rights does a professional have when being sued for professional negligence?

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Are there any special considerations for professionals when facing a professional negligence claim?
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Are there any advantages to carrying professional liability insurance?
What is the difference between a breach of professional liability law and a breach of trust?
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How does a professional determine the right amount of professional liability insurance coverage?
What are the benefits of carrying professional liability insurance?
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How does a professional determine an appropriate amount of professional liability insurance coverage?
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