What is the difference between a breach of confidence and a breach of professional liability law?

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What is the difference between professional indemnity insurance and professional liability insurance?
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What type of evidence can a professional use to prove a professional negligence claim?
Is professional liability insurance always necessary for a professional?
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What is the standard of care expected of professionals in a given situation?
What are the costs associated with professional liability insurance?
Are there any legal defenses available to professionals when sued for professional negligence?

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