What type of professional is subject to professional liability law?

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How does a professional determine the amount of liability insurance coverage needed?
Are there any differences in the application of professional liability law across different jurisdictions?
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How does professional liability law protect a professional from potential claims?
What are the costs associated with professional liability insurance?
What types of negligence claims do professional liability laws cover?
Is professional liability insurance always necessary for a professional?
What is the difference between general and professional liability law?
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