What is the purpose of professional liability insurance?

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What is the reason for the existence of professional liability law?
What types of professional negligence claims do professional liability laws cover?
Are there any special considerations for professions that require professional liability insurance?
What is the difference between a breach of duty of care and a breach of professional liability law?
What are the elements of a professional negligence claim?
What is the standard of care in professional liability law?
What is the standard of proof needed to prevail in a professional negligence claim?
Are there any limitations on the amount of damages that can be recovered in a professional negligence claim?
What is the difference between an act of malpractice and a breach of professional liability law?
What is professional liability law?

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