What is a title search?

A title search is a process used to determine a property’s legal ownership and any claims associated with it. It’s an important step to take when buying or selling real estate in North Carolina. A title search involves researching the history of the property and is typically conducted by a real estate attorney or title company. During the search, documents and records related to the property are examined and analyzed. These include deeds, legally recorded mortgages, liens, court records, surveys, and other related documents. The title search will look for any claims or encumbrances on the property and will show who currently owns the property. It will also determine whether the seller has the right to sell the property and confirm the absence of any unpaid taxes or debts associated with the property. If the title search reveals any issues or claims on the property, the buyer and seller will need to address the issues before the sale can continue. In North Carolina, a title insurance company may be able to provide insurance in the event of any claims or title defects. Without a title search, buyers can be at risk for buying a property with legal issues that make the title invalid.

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