What are the laws related to assisted reproductive technology and access to insurance in the United States?
Assisted reproductive technology (ART) in the United States is governed by a variety of state and federal laws. In California, state laws regulate access to ART and insurance coverage. California law provides that insurance companies must offer coverage for fertility treatments, such as in vitro fertilization (IVF) or artificial insemination. The insurance must cover all medical costs, including medications and doctor visits. In addition, California law prohibits insurance companies from denying coverage for treatments based on age, gender, sexual orientation, or marital status. This means that any person, regardless of their identity, is entitled to the same insurance coverage for reproductive technology. The federal government also has laws related to ART. The Affordable Care Act requires insurance plans to cover certain fertility treatments, such as IVF or embryo transfer. The federal government also provides funding for research and development of ART treatments to make them more accessible and affordable. Overall, in the United States, laws related to access to assisted reproductive technology and insurance coverage provide protections and rights to individuals. In California and federally, there are laws protecting individuals who wish to use assisted reproductive technology and ensuring that no one is denied coverage due to their identity or marital status.
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