What are the laws related to assisted reproductive technology and access to insurance in the United States?

In the United States, laws related to assisted reproductive technology (ART) and access to insurance have varied from state to state, including in North Dakota. Generally speaking, most states regulate insurance coverage for assisted reproductive technology in some form. In some states, such as North Dakota, insurance is required to cover certain reproductive treatments as long as those treatments are prescribed by a medical provider and are deemed medically necessary. North Dakota, for example, requires insurance coverage for in vitro fertilization (IVF), as well as fertility treatments for those with a same-sex partner or who have infertility issues due to a medical condition. In addition, many states have also enacted laws that provide legal protection for those using assisted reproductive technology. For example, in North Dakota, individuals using ART are entitled to enter into a binding contract with a reproductive care provider, and any contracts made between those parties are considered legally enforceable. These laws are in place to ensure access to necessary reproductive treatments and to ensure that individuals using ART are protected legally. While the laws vary from state to state, they all strive to provide the same level of safety and assurance for those engaging in assisted reproductive technology.

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