What is a title search and why should I do one?

A title search is a process used by potential buyers of real estate to confirm that the property being purchased has a clear ownership history and that there are no outstanding claims against it. It is important to know the title history of a property in the state of California before making a purchase, as it can help protect buyers from potential legal issues down the road. A title search involves researching public records to determine who currently owns the property, who previously owned it, and any current liens or encumbrances. A title search can also reveal past instances of foreclosure or non-payment of taxes. By performing a title search, any potential issues or conflicts of interest that may exist can be uncovered ahead of time, possibly saving the buyer from buying a property with an unexpected legal issue. Additionally, a title search can reveal any past title problems that may have been unresolved or if the seller is not actually the legal owner of the property. From a financial perspective, a title search can also help protect buyers from paying any outstanding taxes or mortgage payments owed on the property. In conclusion, a title search is an important step in the process of purchasing residential real estate in the state of California. It is a valuable tool to help protect buyers from taking on any unnecessary risks and from being taken advantage of in a real estate transaction. Performing a title search is an important step to protect yourself and your investment.

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