What is a title search and why should I do one?

A title search is an important step in the home buying process. It is a research into the history of a particular property and the legal documents associated with it. This process helps to ensure that the seller actually owns the property being sold and the buyer will receive the rights and interests they expect. In Iowa, title searches are conducted by a title insurance company. The title search will look into the county records to uncover any claims or liens against the property. This includes mortgages, unpaid taxes, easements, liens that have been placed, or covenants and restrictions that may affect the property. This process helps to ensure that the buyer is receiving a clean deed and does not have to worry about dealing with any potential issues or problems with the property in the future. It is important to do a title search because it can help to identify any potential issues that could arise when you purchase the property. Additionally, it can help to provide peace of mind in knowing that you are not purchasing a property with any hidden surprises. A title search is also a great way to make sure that you are getting what you pay for. By doing a title search, you can be sure that you are not paying for a property that has unresolved legal issues or other hidden issues.

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