What is a certificate of title?

A certificate of title is a legal document issued by the state of California that shows evidence of title ownership for residential real estate. It is usually issued by the County Recorder or County Assessor-Recorder. The document serves as proof of the individual or company’s ownership of the property. It lists all liens, mortgages, and judgments that are attached to the property. It also includes information on authorized transfers of ownership and taxes paid on the property. The certificate of title is a crucial piece of evidence in any real estate transaction and must be provided to the buyer or borrower by the seller or lender. It is important for all involved parties to make sure that the certificate of title is accurate and up-to-date, as well as properly transferred to the new owner or borrower. Without an accurate and up-to-date certificate of title, any real estate transaction will not be valid.

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What is a certificate of title?

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