What is the process for collecting a judgment from the other party in small claims court?
In Texas, collecting a judgment from the other party after a Small Claims Court ruling is an important part of the process. The first step is to consider if the debtor is able to pay the debt. If not, there are various options including wage garnishments, bank levies, and attachment of property. In order for a wage garnishment to take place, the creditor must file a Writ of Garnishment with the court. It is then served on the debtor’s employer in order to collect a portion of their wages, up to the amount of the judgment. A bank levy can be used if the debtor has assets in a bank account. In this case, the creditor files the Order of Seizure with the court, and then serves it to the bank. The bank is required to freeze the funds and send them to the Small Claims Court. Finally, a lien can be placed on the debtor’s property, such as their house, car, or other possessions. This is done by filing the abstract of judgment with the court and having it recorded with the county clerk. Collecting a judgment in Small Claims Court is a possible option for creditors. By filing the proper paperwork with the court, debtors can be made to pay the debt owed.
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