How do I collect a judgment from an individual who does not have assets?

Collecting a judgment from an individual who does not have assets can be difficult. In Indiana, small claims court judgments may not exceed $6,000, so if the judgment is higher than this, you may need to pursue other legal options. The most frequently used method of collecting a judgment is a wage garnishment. This process requires the person to give the court part of their wages as payment. A wage garnishment is possible if the respondent is employed. If they are not, then the only other option is to have them pay off the judgment in installments or write a payment plan. Another option is to reach out to the respondent’s friends or family and ask them to help with payment. You could also consider taking the respondent to a credit bureau and having their credit score lowered. If all else fails, you can look into filing a motion to have the respondent’s assets sold in order to make the payment. This option is only available if the respondent owns property or other assets that can be sold to cover the debt. It is important to remember that any judgments obtained in small claims court are valid for ten years. During this time, you can attempt to collect the money in any way you can. However, if the individual does not have any assets and you cannot find any other way to collect the money, you may need to accept that the judgment cannot be collected.

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