How do I collect a judgment from an individual who does not have assets?
In North Carolina, collecting a judgment from an individual who does not have assets may be difficult. However, there are still some steps you can take. First, you should consider serving a wage garnishment on the defendant’s employer. This would require the employer to deduct payments from the defendant’s paychecks and send them to you. However, wage garnishments are subject to certain limits and restrictions. Second, you could also probably sue the defendant for more money in a county court. Even if the defendant does not have assets, they may have income, which could be used to collect the judgment. Third, you may be able to do a credit report check on the defendant. This could reveal any potential assets or income sources that the defendant may have available. Finally, if all else fails, you could pursue the legal process of finding a debtor’s assets. This requires a court-ordered search of the debtor’s records and property. This might help you locate any hidden assets the defendant may have. Ultimately, collecting a judgment from an individual who does not have assets is difficult, but it is possible. You just need to be prepared to exhaust all of the options available to you.
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