How do I collect a judgment from an individual who does not have assets?

In Rhode Island, collecting a judgment from an individual who does not have assets can be difficult, but there are a few strategies that you can use. First, you should research the individual to find assets or accounts that may be in his or her name. The Internet and public records provide a wealth of information that may be useful in locating assets. You may also be able to garnish wages and benefits or levy bank accounts if the individual has them. Second, you may try to negotiate a repayment plan with the individual. This could include payment plans that are affordable to the individual and that also provide you with a way to collect your judgment. Make sure that you keep a record of all payments and that you document the agreement in writing. Finally, you could contact a collections agency and ask them to help you collect your judgment. Collections agencies have more resources available to them than an individual does and may be able to locate and liquidate assets that you could not. These strategies may not be foolproof, as collecting a judgment from an individual without assets may be difficult. However, if you are diligent in your research and creative in your thinking, you may be able to successfully collect your judgment.

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How do I collect a judgment from an individual who does not have assets?

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