What type of insurance coverage should I have if I am a school bus driver?

If you are a school bus driver in California, it is important that you have the proper insurance coverage to protect yourself and your passengers in the event of an accident. In California, all school bus drivers must carry a minimum of $1.5 million in liability coverage. This coverage will protect you in the event that you are found liable for any medical expenses or property damage resulting from an accident. Additionally, many school bus driver insurance policies also include uninsured/underinsured motorist coverage and uninsured boater coverage. This will provide additional protection in the case that the at-fault driver does not have any insurance or does not have enough coverage to cover the damages incurred as a result of the accident. It is also important to note that in California, school bus drivers must also carry commercial driver’s license (CDL) insurance. This insurance will protect both you and your passengers in the event that an accident occurs while operating a school bus. The amounts of coverage for this type of insurance are determined by the type of vehicle you are driving. It is also important to keep in mind that in California, all school buses must also carry a minimum of $3 million of collision insurance coverage. In conclusion, if you are a school bus driver in California, it is important to have the correct amount and type of insurance coverage to protect both you and your passengers in the event of an accident. It is highly recommended to review your policy with your insurance provider to ensure that you have the correct coverage for your needs.

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