What type of insurance coverage should I have if I am a school bus driver?

If you are a school bus driver in Florida, it is important to understand the insurance coverage you need to operate safely and legally. As a school bus driver, you must have Commercial Auto Insurance, which is a type of liability insurance that covers you for any financial losses if you cause a school bus accident. This type of insurance covers bodily injury and property damage liability, as well as any medical expenses that may result from an accident. In addition to Commercial Auto Insurance, it is also important to have Uninsured/Underinsured Motorist Coverage. This type of insurance provides coverage for any damages or losses you may incur if the at-fault driver of the accident does not have enough insurance to pay for the damages. In the event of an accident, this type of coverage will help to protect you financially. Finally, it is a good idea to have Personal Injury Protection (PIP) coverage. This coverage helps to pay for medical expenses, lost wages, and other out-of-pocket expenses that may occur due to a school bus accident, no matter who is at fault. By ensuring that you have the right type of insurance coverage, you can protect yourself financially and legally if you are ever involved in a school bus accident in Florida. It is important to research the types of coverage available and work with a trusted insurance provider to determine which coverage is right for your needs.

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What type of insurance coverage should I have if I am a school bus driver?

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