What type of insurance coverage should I have if I am a school bus driver?

If you are a school bus driver in Washington, it is important to carry appropriate insurance coverage. Different types of insurance coverage may be required depending on the school district and the type of school bus being operated. Generally, liability insurance is required for all school buses in Washington. This coverage may cover injury to passengers and property damage resulting from an accident. Collision and comprehensive insurance coverage may also be required for school buses. Collision insurance covers damage to the school bus itself, while comprehensive insurance covers non-accident related damage such as vandalism, theft, or natural disasters. Washington does not require school bus drivers to carry uninsured/underinsured motorist insurance, but it is strongly recommended. Uninsured/underinsured motorist insurance can help protect you if you are in an accident with a driver who is either uninsured or who has insufficient insurance to cover all the costs associated with the accident. Finally, it is important to note that some school districts may have additional requirements related to insurance coverage. It is important to read your contract and check with your school district to ensure that you have the appropriate insurance coverage.

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What type of insurance coverage should I have if I am a school bus driver?

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