What type of insurance coverage should I have if I am a school bus driver?

If you are a school bus driver in California, you should have comprehensive insurance coverage for yourself, your school bus, and any other vehicles that may get in an accident while you’re behind the wheel. At the very least, you’ll need to make sure you have liability coverage with limits high enough to cover any potential damages. You should also look into personal injury protection coverage, which will provide a certain amount of coverage for medical expenses and lost wages that might result from a school bus accident. If you’re at fault for a crash, this coverage can help protect you from potential lawsuits by the victims. In addition to these types of insurance coverage, you may also want to look into uninsured and underinsured motorist protection. This will provide coverage for you if you’re involved in an accident with someone who doesn’t have enough insurance coverage to cover the damages. Finally, make sure you’re properly insured for any cargo you’re carrying. This is especially important if you’re transporting students or expensive equipment. That way, you’ll be able to recoup any losses in the event of an accident. Overall, having the right insurance coverage is essential for school bus drivers in California. Not only will it protect you from potential financial losses, it will also help ensure that everyone involved in an accident remains safe.

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What type of insurance coverage should I have if I am a school bus driver?

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