What type of insurance coverage should I have if I am a school bus driver?

As a school bus driver in Florida, it is important to have the right insurance coverage. In Florida, school bus drivers are required to have at least liability coverage for their vehicle. Liability coverage includes property damage and bodily injury liability, which covers any damage or injury that might be caused by the driver to another person or property. In addition, school bus drivers must have Uninsured/Underinsured Motorist (UM) coverage. This coverage will pay for any damage or injury caused to the driver of the school bus if the other driver does not have enough insurance to cover the costs. It is also important for school bus drivers to have Personal Injury Protection (PIP) coverage. This coverage will pay for any medical expenses that may be incurred, such as medical bills, rehabilitation costs, or lost wages due to the accident. Finally, school bus drivers should consider having Collision coverage. This coverage will cover the cost of repairs to the school bus in case of an accident. Having the right insurance coverage as a school bus driver in Florida is essential in making sure that you are legally responsible for any damages or injuries that may occur. It is important to speak to your insurance agent to ensure that you have the necessary coverage for your situation.

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What type of insurance coverage should I have if I am a school bus driver?

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