What type of insurance coverage should I have if I am a school bus driver?

If you are a school bus driver in Washington, it is important to have the proper insurance coverage in order to protect yourself and your passengers. Generally, school bus drivers are required to have liability insurance, in addition to the vehicle’s owner’s primary insurance policy. This insurance can help to cover legal costs and damages resulting from an accident that is the fault of the driver. In Washington, school bus drivers must have a minimum amount of liability coverage depending on how many passengers are on the bus at the time of an accident. The minimum liability coverage is $1 million, which covers any medical bills, legal fees, and damages resulting from an accident. In addition, the driver might also need to carry uninsured/underinsured motorist coverage. This type of coverage can help protect against damages caused by drivers who are uninsured or underinsured, and can help cover the medical costs of any passengers who were injured in the accident. Lastly, it is important for school bus drivers to carry comprehensive and collision coverage. Comprehensive and collision coverage can help cover the repair costs of the bus itself in the event of an accident, fire, or theft. In summary, school bus drivers in Washington should have liability coverage, uninsured/underinsured motorist coverage, and comprehensive and collision coverage in order to protect themselves and their passengers in the event of an accident.

Related FAQs

Are there time limits for filing an injury claim in a school bus accident?
How can I recover for my medical expenses after a school bus accident?
Can I sue for emotional distress after a school bus accident?
How is the settlement amount determined for a school bus accident claim?
How can I recover for my medical expenses after a school bus accident?
How does comparative negligence affect my school bus accident claim?
Who can I sue for damages in a school bus accident case?
What strategies can I use to negotiate a better settlement in my school bus accident case?
What should I do if the school bus driver was not properly licensed?
What types of damages can I recover in a school bus accident case?

What type of insurance coverage should I have if I am a school bus driver?

Related FAQs

Related Blog Posts