Can I recover damages if the person who caused my ski accident isn't insured?

Yes, you can still recover damages even if the person who caused your ski accident in California is not insured. This is known as a "direct action" lawsuit. In a direct action lawsuit, you can sue the person responsible for the ski accident directly rather than suing their insurance company. In California, the statute of limitations for personal injury claims is two years from the date of the accident. This means you must file your direct action lawsuit before two years has elapsed or you will be barred from recovering damages. The typical damages you may seek include compensation for medical bills, lost wages, pain and suffering, property damage, and other out-of-pocket expenses. You may also be able to receive punitive damages, which are intended to punish and deter the person who caused your accident from engaging in negligence or misconduct in the future. You may also need to prove that the person who caused your ski accident was negligent. This could mean proving they failed to take reasonable measures to avoid the accident or that they recklessly behaved in a way that put you at risk. It can be difficult to prove liability when the person who caused your ski accident is uninsured. Therefore, it is important to consult with a personal injury attorney with experience in ski accident cases in California. An experienced attorney can help guide you through the process and ensure that you receive the compensation you deserve.

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