Are all ski accidents covered by insurance?

No, not all ski accidents are covered by insurance. In California, ski accident liability is covered by the Ski Safety Act of 1978. This act states that ski resorts must provide reasonable warnings of potential hazards and risks that skiiers may face while on the slopes. Skiiers must also abide by all posted warnings and must only ski within their ability level. Skiiers are assuming some of the risk and injuries sustained from skiing will not always be covered by insurance. The ski resort may still be held liable for some injuries sustained while skiing. For example, if a ski resort fails to mark a hazardous area, posts outdated warnings, or fails to maintain a safe ski environment, they may be held liable if the skiier is injured due to their negligence. No matter the scenario, skiiers should always carry sufficient insurance coverage for skiing. Depending on what kind of insurance you have, it may cover medical expenses, lost wages, or legal fees in the event that someone is injured while skiing. It is recommended for skiiers to talk with their insurance agent to determine what kind of coverage they have and what is covered in the event of an accident.

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Are all ski accidents covered by insurance?

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