Are all ski accidents covered by insurance?

No, not all ski accidents are covered by insurance. The laws in New York vary based on the type of ski accident, and how it affects the people involved. Generally speaking, if the ski accident is caused by a person or entity, such as another skier, the insurance company of the person responsible for the accident is liable for damages. This may include medical bills and other costs associated with the ski accident, such as lost wages. However, if the ski accident is caused by a defect on the mountain, such as a poorly marked trail or inadequate snowmaking equipment, the ski resort’s insurance may be liable for the damages. Ski resorts typically have insurance that covers such accidents, but it is important to check the resort’s policy before skiing to ensure that it is adequately covered. No matter what the cause of the ski accident, the injured person should always seek medical attention and contact a lawyer as soon as possible. An experienced attorney can help the injured person assess his or her legal rights and determine the best way to proceed with a claim for damages.

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