What are the requirements to receive student loan deferment?

In Kansas, students who are receiving federal student loans must meet certain requirements to be eligible for loan deferment. Generally speaking, student loan deferment allows you to postpone payments for a certain period of time. In order to receive student loan deferment in Kansas, you must qualify for one of the following categories: economic hardship, unemployment, return to school, military service, National Guard duty, or medical internship/residency. For economic hardship, borrowers must be able to demonstrate their inability to make loan payments due to unemployment or other factors. For unemployment, borrowers must be actively seeking, but not able to find, full-time employment. To return to school, borrowers must be enrolled at least half-time at an eligible educational institution. To be eligible for deferment due to military service or National Guard duty, borrowers must be called to active duty during or immediately following a period of enrollment at an eligible school. Lastly, for medical internship/residency, borrowers must be enrolled in an accredited medical internship or residency program. In order to receive student loan deferment, borrowers must also meet additional requirements depending on their loan type. For instance, for federal Stafford loans, borrowers must have made at least six consecutive on-time payments before their deferment takes effect. Ultimately, to receive student loan deferment in Kansas, borrowers must be able to demonstrate that they qualify for one of the eligible categories and meet the additional requirements for their loan type.

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What are the requirements to receive student loan deferment?

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