How do I qualify for a loan discharge due to my disability?

To qualify for a loan discharge due to disability in California, you must meet certain qualifications. All states require that you have a total and permanent disability that the U.S. Department of Education has determined. California specifically requires you to submit a completed application and supporting documents including proof of your Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI) award letter, your doctor’s written opinion and medical records, and proof of total and permanent disability from the U.S. Department of Education. Once your application and documents have been reviewed and approved, you will receive a notice from the U.S. Department of Education if you are eligible for loan discharge. This notice will provide the specific requirements needed to receive the loan discharge, including any additional required documentation. If you meet the requirements and submit all of the necessary documents, your loan will be canceled and you will no longer be required to make payments on it. For loans that were still in the process of being paid when you were approved for loan discharge, any payments you have made will be refunded to you. After your loan has been discharged, you will receive a notice that the remaining balance has been forgiven. You must also submit a request to the U.S. Department of Education to have your credit report updated to reflect the loan discharge. It is important to note that any future loans taken out for educational purposes will not be eligible for loan discharge due to disability. So it is important to plan ahead if you are considering furthering your education.

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How do I qualify for a loan discharge due to my disability?

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