How do I qualify for a loan discharge due to my disability?

If you’re a New Hampshire resident with a disability, you may be eligible for student loan discharge due to your disability. To qualify, you must have a disability that meets the standards defined by the Social Security Administration. You must provide documentation of the disability that proves it meets Social Security’s definition of disability. This can include a Social Security determination letter, an official disability award letter, or a statement from a doctor or other qualified professional. Additionally, you must show that there is a direct link between your disability and your inability to repay your student loans. You must show that your disability prevents you from working and earning enough income to pay your loan debt. You may also need to provide proof that your total and permanent disability has lasted or is expected to last for at least five years. If you think you may qualify for loan discharge due to disability, you can apply by contacting the loan servicer assigned to your loan. You may be asked to provide additional documentation or evidence to support your application. Once you submit your application, it may take up to 60 days for your loan servicer to review your documents and determine if you qualify.

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