How do I qualify for a loan discharge due to my disability?

In Washington, if you have a disability that prevents you from working or from earning a living, you may be able to qualify for a loan discharge due to your disability. In order to do so, you must provide documentation and proof of your disability such as a written statement from a doctor or a statement from a federal or state agency. The written documentation must state that your disability is considered "total and permanent" and that it prevents you from working and earning a living. You may also submit additional proof such as a Social Security Disability Award Letter, a Veterans Affairs Rating Decision, or an official letter from the Social Security Administration providing evidence that the disability is permanent. Once all of the necessary documentation has been submitted, the loan servicer will review the application and make a decision. If they approve the application, the loan will be discharged and you will no longer have to make payments. However, if the application is denied, you will remain responsible for making payments on your loan. It is important to note that if your loan is discharged due to disability, you will still be responsible for any unpaid interest that has accrued on the loan, as well as any administrative fees that may have been charged. Additionally, you may be subject to tax consequences as a result of the loan discharge. Thus, it is important to speak with your loan servicer and a tax professional to ensure you understand the potential implications of a loan discharge due to disability.

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How do I qualify for a loan discharge due to my disability?

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